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Click here to review all of   your Federal student loans  at the National Student   Loan Data System (NSLDS).
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The Tax Deductible Interest Letter (1098-E) for 2016 is now available. Sign in to your Account Login to view.

Federal Tax Identification Number (EIN): 521294450

If your loan is being transferred from National Education Servicing to KHESLC for loan servicing, your loan information will not be available until May 15, 2017. Beginning May, 15, 2017 you may access your account information at kheslc.com. or speak with a servicing team member from 9am to 5:30pm (eastern time) Monday thru Thursday and 8am to 4:30pm (eastern time) on Friday.

Applications for the 2016/2017 Best in Class borrower benefits are expected to be available in May 2017. KHESLC makes no representation, offer or promise to be relied upon about the continued availability of loan benefits. Benefits may change or be cancelled without notice, at any time, by operation of applicable laws or by KHESLC, for any reason at its sole discretion. Due to legislative action in the General Assembly, 2017 will be the final award year for the Best In program. You will be notified via e-mail or US Mail (if we do not have an e-mail address on file) when we are accepting applications. Only 2016/2017 Best In Class Applications will be accepted during the application process. To ensure you receive your notification, please make sure your contact information is up-to-date by logging in to your account at KHESLC.com, and adding LoanServicing@kheslc.com to your contact list. If you have not heard from us by May 15, 2017, please contact us.

Expedite the processing of forbearances, deferments, repayment plans and other requests by submitting your completed applications, and any other relevant documentation, using our new "Document Upload" feature. Sign in using your Account Login, click on the "Forms" tab at the top, then click on the "Document Upload" link. Follow the instructions to send us your documents in a fast, secure, and convenient manner.

Now Available!

Introducing our new
refinance option,
Advantage Refinance Loans


Lower Interest Rates on Student and Parent Loans

Advantage Eduction Loan

Advantage Education Loans are great options when you need additional funds to pay college expenses and to manage your education debt. Whether you are a student or parent, choosing an Advantage Education Loan is the smart decision.

NEW! Refinance
  • FIXED interest rates starting as low as 3.99%
  • NO fees!
  • For borrowers who want to refinance or consolidate their private and/or federal education loans
  • 4.45% to 7.59% FIXED interest rate
  • NO fees!
  • For students who need additional money after exhausting their grant, scholarship and federal loan options
  • 4.45% to 7.59% FIXED interest rate
  • NO fees!
  • For parents of undergraduate and graduate students who need additional money for college