If you are an FFELP borrower, you will enter into repayment six months from the date you are no longer enrolled at least half-time. After the six-month grace period, your first payment will be due 15-60 days later.

GradPLUS and PLUS loans will enter repayment within 30-60 days after the loan is fully disbursed. GradPLUS loans may be placed in a school deferment if the student is still in school at least half-time.

Private loans will enter repayment nine months from the date you are no longer enrolled at least half-time. After the nine-month grace period, your first payment will be due 30-60 days later.