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The Tax Deductible Interest Letter (1098-E) for 2015 is now available. Sign in to your Account Login to view.

Federal Tax Identification Number (EIN): 521294450

Our offices will be closed on Monday, May 30, 2016, in observance of Memorial Day. Payments made after 3 p.m. Friday, May 27, 2016, will be posted when our offices resume business on Tuesday, May 31, 2016, and will reflect on your account Wednesday, June 1, 2016.

Applications for the Best In Care, Best In Class, and Best In Law borrower benefits are now available. KHESLC makes no representation, offer or promise to be relied upon about the continued availability of loan benefits. Benefits may change or be cancelled without notice, at any time, by operation of applicable laws or by KHESLC, for any reason at its sole discretion. Please click on the Account Login link on the upper-left hand corner of the home page to log into your account to apply for this benefit. Completed applications must be received in our office by Friday June 17, 2016, by 4:30 p.m. Eastern Time. No facsimiles of the Best In application will be accepted. You must mail in your original Best In application.

Expedite the processing of forbearances, deferments, repayment plans and other requests by submitting your completed applications, and any other relevant documentation, using our new "Document Upload" feature. Sign in using your Account Login, click on the "Forms" tab at the top, then click on the "Document Upload" link. Follow the instructions to send us your documents in a fast, secure, and convenient manner.

Now Available!

Introducing our new
refinance option,
Advantage Refinance Loans

Advantage Eduction Loan

Advantage Education Loans are great options when you need additional funds to pay college expenses and to manage your education debt. Whether you are a student or parent, choosing an Advantage Education Loan is the smart decision.

NEW! Refinance
  • FIXED interest rates starting as low as 3.99%
  • For borrowers who want to refinance or consolidate their private and/or federal education loans
  • 4.95% to 7.59% FIXED interest rate
  • For students who need additional money after exhausting their grant, scholarship and federal loan options
  • 4.95% to 7.59% FIXED interest rate
  • For parents of undergraduate and graduate students who need additional money for college