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Payment Solutions - Deferments


Education Related-Graduate Fellowship, Rehabilitation Training, Internship/Residency, Teacher

To qualify for an Education Related Deferment you must be one of the following:

  • Engaged in a full-time course of study in a Graduate Fellowship Program.
  • Engaged in an Internship or Residency program. (Must have an outstanding FFELP loan first disbursed before July 1, 1993 or a PLUS loan first disbursed before August 15, 1983. Maximum of two years.)
  • Engaged in a full-time Rehabilitation Training program.
  • Teaching in a designated Teacher Shortage Area. (Your first loan must have been made on or after July 1, 1987 and before July 1, 1993. You must reapply each year, with a maximum of 3 years.)
  • A Parent with a PLUS loan who is engaged in a full-time Graduate Fellowship or Rehabilitation Training program.

Download Education Deferment Now

Updated: 9/24/2013

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