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Repayment Options | Deferment | Forbearance | Loan Forgiveness |
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Payment Solutions

Forbearance

Federal Loan Forbearance

If you are having difficulty repaying your student loan and are not eligible for a deferment, you may be eligible for forbearance. This allows you to temporarily reduce or suspend your monthly payments.

While you are in a forbearance period, interest will continue to accrue on your loans. You are encouraged to pay the interest. Any unpaid interest may be capitalized (added to the principal balance) at the end of the forbearance.

The types of forbearances available are:


Forbearance—Service
Forbearance—Economic
PLUS and AmeriCorps Forbearance
PLUS In-School Payment Postponement/Forbearance
Teacher Loan Forgiveness Forbearance
Advantage Education Loan Forbearance (private loans only)

If you are having difficulty repaying your private student loan, you may be eligible for forbearance. This allows you to temporarily reduce or suspend your monthly payments.

While you are in a forbearance period, interest will continue to accrue on your loans. You are encouraged to pay the interest. Any unpaid interest may be capitalized (added to the principal balance) at the end of the forbearance.

Economic Hardship Forbearance Request Form
Military Forbearance Request Form

Updated: 12/15/2015


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