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Repayment Options | Deferment | Forbearance | Loan Forgiveness |
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Payment Solutions

Forbearance

Federal Loan Forbearance

If you are having difficulty repaying your student loan and are not eligible for a deferment, you may be eligible for forbearance. This allows you to temporarily reduce or suspend your monthly payments.

While you are in a forbearance period, interest will continue to accrue on your loans. The unpaid interest may be capitalized (added to the principal balance) at the end of the forbearance. You are encouraged to make the accrued interest payment.

The types of forbearances available are:

Forbearance—Service
Forbearance—Economic
PLUS and AmeriCorps Forbearance
Child Care Provider Loan Forgiveness Forbearance
Teacher Loan Forgiveness Forbearance (Federal loans only)

If you are on the Income-Based Repayment (IBR) plan, please click here first.


Advantage Education Loan Forbearance (private loans only)

If you are having difficulty repaying your private student loan, you may be eligible for forbearance. This allows you to temporarily reduce or suspend your monthly payments.

While you are in a forbearance period, interest will continue to accrue on your loans. The unpaid interest may be capitalized (added to the principal balance) at the end of the forbearance. You are encouraged to make the accrued interest payment.

Economic Hardship Forbearance Request Form
Military Forbearance Request Form


Updated: 09/24/2013

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