• Federal Stafford Loan (Subsidized) – A need-based federally guaranteed loan for the student. Interest is generally paid by the Department of Education while you are in school. Repayment begins six months after you leave school or drop below half-time status. (more info)
• Federal Stafford Loan (Unsubsidized) – A federally guaranteed loan for the student not based on need. Student is responsible for interest which accrues while in school. Repayment begins six months after you leave school or drop below half-time status. (more info)
• Federal PLUS Loans (for parents and graduate/professional students) – A federally guaranteed loan for parents and graduate/professional students, which requires a credit check. Borrowers enter into repayment 45 to 60 days after loans are fully disbursed. (more info)

Loan Consolidation is not available at this time. If you are looking for a way to lower your monthly payments, please explore the section on Repayment Plans.

Updated: 9/28/2008