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Email
Please sign in with your Account Login and follow the link to email a Servicing Specialist.

Information on our private loan program including:
Advantage Education Loan
Advantage Parent Loan
Advantage Refinance Loan
(888) 678-4625

(800) 988-6333


(800) 693-8220
General Information

Request an application; Information on loans in process

Information on loans in repayment and in default
Loan Servicing Centers
(800) 693-8220 or
(888) 599-7768

(800) 928-4241

(888) 599-3535

Loans not in default


Defaulted Loans

Accounts in collection formerly owned by Georgia Student Finance Authority

Marketing

(888) 678-4625

Fax Line
(502) 329-7077
Technical Support Desk
(877) 214-6119
Correspondence Address
KHESLC
P.O. Box 24328
Louisville, KY 40224-0328
Borrower Correspondence
KHESLC
P.O. Box 24266
Louisville, KY 40224-0266
Marketing, General Information Correspondence
Payment Address
(For payments only, not for correspondence)
KHESLC
P.O. Box 9001774
Louisville, KY 40290-1774
Loans not in default, all Advantage Education Loans/Advantage Parent Loans and all loans formerly owned by Georgia Student Finance Authority
KHEAA
P.O. Box 4869
Frankfort, KY 40604-4869
Defaulted Loans (except Advantage Education/Advantage Parent Loans)
Open Records
Pursuant to Kentucky's Open Records Act, Kentucky Revised Statutes 61.870, et. seq., records maintained by public agencies are subject to review by members of the public. While there are exceptions to this general rule, most public records can be inspected upon submission in writing of a request to inspect and/or copy records. As a municipal corporation, the Kentucky Higher Education Student Loan Corporation (KHESLC) is subject to this Act. Therefore, anyone desiring to review records maintained by KHESLC may submit a written request to Legal Services Division by mail or facsimile to the address or fax number below. The request should describe with specificity the documents being requested. Finally, please note that, per KRS 61.874(1) and (3), KHESLC charges a nominal fee (currently $.10 per page) if photocopies of records are requested.
Open Records Request
KHESLC Open Records Request
10180 Linn Station Road, Suite C 200
Louisville, KY 40223
Fax: (502) 329-7080
Credit Reporting Dispute
KHESLC
Attn: Credit Dispute Department
P.O. Box 24328
Louisville, KY 40224-0328

Please download the Credit Dispute Form here.
Corporation Holidays
KHESLC will be closed on the following days:
January 16, 2017 Martin Luther King, Jr.'s Birthday
April 14, 2017 Closed at 11:45 a.m. Good Friday
May 29, 2017 Memorial Day
July 4, 2017 Independence Day
September 4, 2017 Labor Day
November 10, 2017 Veterans Day
November 23-24, 2017 Thanksgiving
December 25-26, 2017 Christmas
December 29, 2017, January 1, 2018 New Year's


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