Our website will be down for several hours on Saturday, January 28, from approximately 6 A.M. to 9 A.M., for required maintenance.

We apologize for any inconvenience this may cause.

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Advantage Loans

We've lowered our interest rates to save you money!

Students and Parents

2.84% - 6.23%*


3.54% - 6.82%*


Student Loan Cancellation

FFEL borrowers interested in Student Loan Debt Relief, should not consolidate. Borrowers with FFEL loans, who consolidate on or after Sept. 29, 2022, will not be eligible for Student Loan Debt Relief. KHESLC is waiting for additional details as to how this Student Loan Debt Relief will be implemented for our FFEL borrowers.


COVID-19 Updates

We are here to help make sense of all the changes.

The Loan Servicing call center hours have temporarily changed to 8:30am to 5pm ET Monday through Thursday and 8 am to 4:30pm ET Friday.


Income Driven Repayment Program Changes