Our offices will be closed on Tuesday, December 12, 2023, in observance of Kentucky's Gubernatorial Inauguration. Payments made

after 3 p.m. Monday, December 11, 2023, will be posted when our offices resume business on Wednesday, December 13, 2023, and will reflect on your account on Thursday, December 14, 2023.

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Advantage Loans

We're a not-for-profit, so you get education loans with Low Rates and No Fees!

Students and Parents

4.49% - 8.04%*


5.95% - 9.19%*

Even lower rates with our autopay discount!


Income Driven Repayment Program Changes