Our offices will be closed on Tuesday, December 12, 2023, in observance of Kentucky's Gubernatorial Inauguration. Payments made

after 3 p.m. Monday, December 11, 2023, will be posted when our offices resume business on Wednesday, December 13, 2023, and will reflect on your account on Thursday, December 14, 2023.

Read more Read less
A man at a desk with a computer behind him.  Text on the computer reads "We're here to help."

Advantage Loans

We're a not-for-profit, so you get education loans with Low Rates and No Fees!

Students and Parents

4.49% - 8.04%*

Refinance

5.95% - 9.19%*

Even lower rates with our autopay discount!

LEARN MORE

Income Driven Repayment Program Changes

LEARN MORE