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Advantage Loans
We're a not-for-profit, so you get education loans with Low Rates and No Fees!
Students and Parents
4.49% - 8.04%*
Refinance
5.20% - 7.99%*
Even lower rates with our autopay discount!
LEARN MOREStudent Loan Cancellation
FFEL borrowers interested in Student Loan Debt Relief, should not consolidate. Borrowers with FFEL loans, who consolidate on or after Sept. 29, 2022, will not be eligible for Student Loan Debt Relief. KHESLC is waiting for additional details as to how this Student Loan Debt Relief will be implemented for our FFEL borrowers.
studentaid.gov/debtreliefCOVID-19 Updates
We are here to help make sense of all the changes.
The Loan Servicing call center hours have temporarily changed to 8:30am to 5pm ET Monday through Thursday and 8 am to 4:30pm ET Friday.
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