Advantage Education Loans
The Advantage Refinance Loan is a great way to roll all your student loans into one convenient loan, save on interest charges and get out of debt faster.
rates as low as 3.99%
The Advantage Refinance Loan offers FIXED interest rates starting as low as 3.99%, based on your credit history, repayment terms and
other factors. Your interest rate will be reduced further if you use our automatic debit payment service.
Applying with a creditworthy cosigner may help you qualify and/or receive a lower FIXED rate.
Benefits and Features
To qualify, the borrower must
- Be a U.S. citizen or non-citizen with proof of residency
- Have an acceptable income and credit history
- A cosigner may be required
- Be a resident of: AL, FL, GA, IN, KY, MS, MO, OH, TN, VA or WV
Any school‐certified education loans:
- Private education loans
- Parent/Grad PLUS loans (FFEL/Direct)
- Federal Stafford loans (FFEL/Direct)
- Perkins loans
Student borrowers may refinance/consolidate their education loans and any parent loans for which they are the benefitting student.
Parents may refinance/consolidate their own student loans and any parent loans they have.
Or call 1–800–988–6333 to request an application.
KHESLC reserves the right to modify or discontinue loan features or benefits or to discontinue loan programs at any time without notice.
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