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Email
Please sign in with your Account Login and follow the link to email a Servicing Specialist.

Information on our private loan program including:
Advantage Education Loan
Advantage Parent Loan
Advantage Refinance Loan
(888) 678-4625 General Information on Advantage Loans
(800) 988-6333 Request an application; Information on Advantage Loans in process
(800) 693-8220 Advantage Loans in repayment
(888) 599-3535 Advantage Loans in default
Loan Servicing Centers
(800) 693-8220 or
(888) 599-7768

(800) 928-4241

(888) 599-3535

Federal loans not in default


Federal loans in default

Accounts in collection formerly owned by Georgia Student Finance Authority

Marketing

(888) 678-4625

Fax Line
(502) 329-7077 Advantage and/or Federal loans not in default
(502) 329-7260 Advantage and/or Federal loans in default
Technical Support Desk
(877) 214-6119
Correspondence Address
KHESLC
P.O. Box 24328
Louisville, KY 40224-0328
Borrower Correspondence
KHESLC
P.O. Box 24266
Louisville, KY 40224-0266
Marketing, General Information Correspondence
Payment Address
(For payments only, not for correspondence)
KHESLC
P.O. Box 9001774
Louisville, KY 40290-1774
Federal loans not in default, all Advantage Education Loan types (in default or not in default), and all loans formerly owned by Georgia Student Finance Authority (in default or not in default)
KHEAA
P.O. Box 4869
Frankfort, KY 40604-4869
Federal loans in default
Open Records
Pursuant to Kentucky's Open Records Act, Kentucky Revised Statutes 61.870, et. seq., records maintained by public agencies are subject to review by members of the public. While there are exceptions to this general rule, most public records can be inspected upon submission in writing of a request to inspect and/or copy records. As a municipal corporation, the Kentucky Higher Education Student Loan Corporation (KHESLC) is subject to this Act. Therefore, anyone desiring to review records maintained by KHESLC may submit a written request to Legal Services Division by mail or facsimile to the address or fax number below. The request should describe with specificity the documents being requested. Finally, please note that, per KRS 61.874(1) and (3), KHESLC charges a nominal fee (currently $.10 per page) if photocopies of records are requested.
Open Records Request
KHESLC Open Records Request
10180 Linn Station Road, Suite C200
Louisville, KY 40223
Fax: (502) 329-7080
Credit Reporting Dispute
KHESLC
Attn: Credit Dispute Department
P.O. Box 24328
Louisville, KY 40224-0328

Please download the Credit Dispute Form here.
Corporation Holidays
KHESLC will be closed on the following days:
January 15, 2018 Martin Luther King, Jr.'s Birthday
March 30, 2018 Closed at 11:45 a.m. Good Friday
May 28, 2018 Memorial Day
July 4, 2018 Independence Day
September 3, 2018 Labor Day
November 12, 2018 Veterans Day
November 22-23, 2018 Thanksgiving
December 24-25, 2018 Christmas
December 31, 2018, January 1, 2019 New Year's


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